- 620 FICO with LTV up to 97%
- High Balance Loan Amounts Available
- Double-Wide Manufactured Homes up to 95%
- Fannie or Freddie Approve Eligible/Accept Required
- 540-579 FICO with LTV up to 90% (Max 50% DTI)
- 580+ FICO with LTV up to 96.5% (Max 55% DTI)
- High Balance Available
- Manual Underwrites Allowed
- 660 FICO – Must be at the same job for 2 years
- Primary Home Only
- Third-Party VOE Only
- Maximum Ratio per LP Approve/Accept
- Allowed on Conventional, VA, and FHA
- Conventional: Allowed to 95% LTV with 620 FICO
- FHA: Allowed to Maximum Financing with 540 FICO
- VA: Allowed to Maximum Financing with 540 FICO
- 540-579 FICO with Maximum 90% LTV
- 580+ FICO with Maximum 100% LTV
- Loan Amounts / Cash-Out up to $1.5 Million
- Manual Underwrites Allowed