Traditional Products


  • 620 FICO with LTV’s up to 97%
  • High Balance Loan Amounts Available
  • Double-Wide Manufactured Homes up to 95%
  • Fannie or Freddie Approve Eligible/Accept Required
  • 540-579 FICO with LTV’s up to 90% (Max 50% DTI)
  • 580+ FICO with Maximum Ratios 55% DTI
  • High Balance Available
  • Manual Underwrites Allowed
  • 660 FICO – Must be at the same job for 2 years
  • Primary Home Only
  • Third-Party VOE Only
  • Maximum Ratio per LP Approve/Accept
  • Allowed on Conventional, VA, and FHA
  • Conventional: Allowed to 95% LTV with 620 FICO
  • FHA: Allowed to Maximum Financing with 540 FICO
  • VA: Allowed to Maximum Financing with 540 FICO
  • 540-579 FICO with Maximum 90% LTV
  • 580+ FICO with Maximum 100% LTV
  • Loan Amounts / Cash-Out up to $1.5 Million
  • Manual Underwrites Allowed